Investment operations – a key business area

Suomi Mutual's main responsibility is to manage its insurance and investment portfolios for the benefit of customers. In this, investment operations have a crucial role. The aim of investment operations is to secure customers' savings and to generate returns in the long run.  

The investment portfolio managed by Suomi Mutual totals around EUR 6.4 billion. About EUR 5.1 billion represents liabilities to the customers. Solvency capital accounts for around EUR 1.3 billion.

Breakdown of investments (excluding derivatives) on June 30, 2010

Investment operations aim at an efficient and profitable use of capital in all asset categories. The emphasis between return and risk varies depending on the prevailing market conditions.